Why is My Credit Score So Low?

You Pay all your Bills ON TIME- so what’s the problem?

Here are the prinicple reasons why your credit score is not higher- or  why you may be denied a loan:

1] You’ve taken Cash Advances on your Credit Cards

2] You’ve only been making Minimum Payments on your Credit Cards

3] You’ve  “co-signed” for Someone Else’s Loan

4] You Sold a house as a “Short Sale”

  5] You applied for more than one Credit Card/Line of Credit in a short period of time  

  6] There have been a lot of Recent Inquiries re: your credit score from Misc vendors

In short, it is  your own behavior that is creating “signals” that Financial Issues
exist in your life.