You Pay all your Bills ON TIME- so what’s the problem?
Here are the prinicple reasons why your credit score is not higher- or why you may be denied a loan:
1] You’ve taken Cash Advances on your Credit Cards
2] You’ve only been making Minimum Payments on your Credit Cards
3] You’ve “co-signed” for Someone Else’s Loan
4] You Sold a house as a “Short Sale”
5] You applied for more than one Credit Card/Line of Credit in a short period of time
6] There have been a lot of Recent Inquiries re: your credit score from Misc vendors
In short, it is your own behavior that is creating “signals” that Financial Issues
exist in your life.
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credit since it stops you from doing important things. It is especially frustrating when you are haunted by bad decisions from your past. It is time to deal with your debt and get back on the road to good credit free credit reports